Terms of Service

These Terms of Service (“Terms”) are a binding agreement between you and Holdings Daily LLC(“Holdings Daily,” “we,” “us,” or “our”) governing your access to and use of the Holdings Daily website, briefings, emails, and related services (the “Service”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service. By using the Service you represent that you meet these requirements and that the information you provide is accurate.

2. Accounts

• ·You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• ·You agree to provide accurate information and to keep it current.
• ·Notify us promptly at support@holdingsdaily.com of any unauthorized use of your account.

3. The Service is informational only

The Service provides general market information and AI-generated commentary for informational and educational purposes only. It is not investment, financial, legal, or tax advice and creates no advisory or fiduciary relationship. Our full Disclaimer is incorporated into these Terms by reference, and you agree to it.

4. Subscriptions, billing, and trials

• ·Paid plans are billed in advance on a recurring basis through our third-party payment processor, Stripe. By subscribing you authorize recurring charges to your payment method until you cancel.
• ·Free trials, where offered, convert automatically to a paid subscription at the end of the trial period unless you cancel before it ends.
• ·You can cancel at any time from your account settings or the billing portal. Cancellation takes effect at the end of the current billing period; you retain access until then.
• ·Except where required by law, payments are non-refundable and we do not provide refunds or credits for partial periods.
• ·We may change pricing or plan features on prospective notice. Changes do not affect the period you have already paid for.

5. Acceptable use

You agree not to:

• ·Resell, redistribute, scrape, or republish briefings or content except as expressly permitted by your plan.
• ·Reverse engineer, disrupt, or attempt to gain unauthorized access to the Service or its systems.
• ·Use the Service in violation of any applicable law or regulation, or to infringe the rights of others.

6. Intellectual property

The Service, including its content, design, and trademarks, is owned by Holdings Daily or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access the Service for your personal, non-commercial use. Market data is provided by third parties and remains subject to their rights.

7. Disclaimers and limitation of liability

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. To the fullest extent permitted by law, Holdings Daily and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or investment losses, arising from or related to your use of or reliance on the Service. Our total aggregate liability for any claim relating to the Service will not exceed the amount you paid us in the twelve months preceding the claim.

8. Indemnification

You agree to indemnify and hold harmless Holdings Daily and its operators from any claims, damages, liabilities, and expenses arising from your use of the Service or violation of these Terms.

9. Termination

We may suspend or terminate your access to the Service at any time for any reason, including violation of these Terms. You may stop using the Service and cancel your subscription at any time. Sections that by their nature should survive termination will survive.

10. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by email, and continued use after changes take effect constitutes acceptance.

11. Governing law

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law rules. The exclusive venue for any dispute will be the state or federal courts located in Miami-Dade County, Florida, unless otherwise required by applicable law.

12. Contact

Questions about these Terms: support@holdingsdaily.com. Mailing address: Mailing address available on request.